How to Buy a Home in Central Texas

Get step-by-step guidance from search to closing, tailored for first-time and experienced buyers.

Your Home Buying Journey Starts Here

Whether you’re buying your first home or upgrading, knowing the steps will help you move with confidence. Here’s how to take the next step with confidence.

Get Prequalified with Confidence

Learn how your credit score, income, and savings impact your mortgage options and buying power.

Find the Right Home Faster

Explore tips for narrowing your search, picking neighborhoods, and finding homes that match your goals.

Navigate the Closing Process

Understand what to expect from offer to closing day so you can move forward smoothly and confidently.

Before You Start Searching

Set Yourself Up for a Successful Home Search

A little preparation goes a long way. Here’s what to know before you dive into the listings.

Know Your True Budget First

Get pre-approved early so you can shop with confidence and stay within your price range.

Focus on Location, Not Just the Home

Research neighborhoods, schools, and amenities that fit your lifestyle and future plans.

Be Ready to Move Quickly

Homes move fast here. Being prepared helps you act confidently when the right one appears.

Always Plan for Inspections

Inspections reveal issues you can’t see. Always complete one before you buy.

Frequently Asked Questions About Buying a Home

Find answers to common questions about buying your first or next home in Central Texas.

Start by getting pre-approved for a loan. It gives you a clear idea of your price range and strengthens your offers when you find the right home.

It varies, but most buyers complete their home search and closing within 30 to 90 days after getting pre-approved.

Yes. Inspections uncover issues that might not be visible during a showing and can save you from costly repairs later.

After acceptance, you’ll complete inspections, finalize your loan, and handle any final negotiations before heading to closing.

Closing costs typically range from 2% to 5% of the home’s purchase price. Your agent and lender will help you estimate these costs early on.

Still Have Questions About Buying a Home?

Reach out to our team for personal through every step of your home buying journey.


Cover of the free home buying guide from JD Walters Realty showing a modern home and the title How to Buy Your First Home in Central Texas

Understanding the Closing Process

From offer acceptance to final signatures, the closing process ensures ownership is legally transferred to you. We’ll guide you through each step — inspections, appraisals, paperwork, and final walk-through — so you’re ready and confident on closing day.

Schedule a Call

Let’s talk about your home buying journey. Choose a time that works for you.